Trusted Rural Microfinance · Since 2021

Digital Savings for Rural Uganda

Grow your money securely with mobile savings built for farmers and village communities.

Licensed & Regulated
Secure Mobile Banking
Co-Signer Accounts
162+
Active Clients
UGX 790K+
Client Funds
5+
Years Serving
10+
Communities
Who We Are

Empowering Uganda's Financial Future

Since 2021, AgroCapital Microcredit Uganda Ltd. has been at the forefront of financial inclusion, bridging the gap between potential and opportunity for farmers and rural communities.

6,000+ Loans Disbursed
82% Women Beneficiaries
AgroCapital community banking

Our Partnership

Strategic alliance with Agro Capital Microcredit Uganda LLC (USA), bringing global expertise to local farmers and small businesses.

Growth Focused

Programs that support agricultural productivity, higher income, and modern farming practices for long-term success.

Community Driven

Operating across Uganda with local staff who understand village life, culture, and the needs of rural clients.

Security & Trust

Banking You Can Rely On

Licensed microfinance with secure systems and policies designed for real communities.

Licensed

Regulated microfinance institution serving clients across Uganda.

Secure

Encrypted login, OTP verification, and protected client accounts.

Co-Signer

No national ID? Open an account with a trusted guarantor.

Rural First

Agent banking and mobile money built for villages and farmers.

Products

Our Services

Empowering financial growth through innovation, inclusion and trust — built for rural Uganda.

Digital Savings

  • Save As You Earn
  • Mobile & Web Access 24/7
  • No hidden charges

Micro Loans

  • Quick disbursement
  • Collateral-free options
  • Flexible repayment terms

Agent Banking

  • Deposits & Withdrawals
  • Partnered with top banks
  • Send/Receive Money

Membership

  • UGX 10,000 activation
  • Full wallet access
  • Co-Signer accounts supported
Get Started

How to Access Our Services

Four simple steps to open your account and start banking from your phone or village agent.

1

Register

Create an account online or visit a branch. Phone number is enough — email and ID are optional.

Open Account
2

Activate

Pay UGX 10,000 membership to activate and unlock full access to savings and loans.

3

Use Services

Save, borrow, pay, and track everything from your client dashboard or agent.

4

Support

Need help? Reach us anytime via WhatsApp or phone.

Grow With Us

Invest in AgroCapital Microcredit Uganda Ltd. Grow your capital, transform rural lives.

24%Max Returns
5Year Terms
100%Documented

Profit Calculator

Investment Tiers

Range (UGX)1 Yr2 Yr3–5 Yr
1M – 3M8%13%16%
3M – 5M9%14%18%
5M – 7M10%14.5%20%
7M – 10M11%15%22%
Above 10M12%15%24%

How It Works

1Choose 1, 2, or 3–5 year term
2Funds deployed into agricultural micro-loans
3Earn annual profit shares
4Capital returned at end of term

What You Receive

Legal investment agreement
Annual profit & impact reports
Reinvestment or exit flexibility
Dedicated investor desk support

Ready to invest?

Join investors building a better future through rural microfinance.

News

Latest Updates

Insights, news, and financial tips from AgroCapital Uganda.

Network

Our Partners

We collaborate with financial and technology partners to deliver seamless digital banking.

Together we power mobile payments, SMS banking, and secure transactions for our clients nationwide.

Reach Us

Contact Us

We are here to assist you with banking, loans, investments, and branch support.

Send a Message

Contact Information

Mon – Sat · 8:00 AM – 6:00 PM (EAT)

Uganda Office

Princess Complex (Room G12), Kasubi, Kimera Rd, Rubaga, Kampala

Install AgroCapital App Get faster access, offline banking, and exclusive features