Grow with Us โ Partner with AgroCapital Microcredit Uganda Ltd

Invest. Empower. Prosper.
At AgroCapital Microcredit Uganda Ltd, we don’t just lend money — we build futures.
We are now opening the door for individuals, groups, and institutions to partner with us as investors. By investing in our microfinance operations, you’ll not only earn competitive returns but also empower thousands of Ugandan farmers, traders, women-led businesses, and community groups.
This isn’t a fixed deposit — this is a growth partnership where your capital helps people thrive, and you grow with us.
๐ How the Investment Works
- You invest capital in AgroCapital for a period you choose (1, 2, or 3–5 years).
- AgroCapital deploys the capital into high-impact, responsible lending.
- At the end of each year, you receive profit shares based on your amount and duration.
- Your principal is returned at the end of the investment term.
- You can reinvest your profits or withdraw them annually.
๐ฐ Investment Options & Return Structure
We offer tiered returns based on:
- Investment Amount
- Investment Period
๐ Minimum Investment: UGX 1,000,000
๐ The more you invest, and the longer you commit, the higher your returns.
๐ AgroCapital Investment Returns by Amount & Duration
Amount Invested (UGX) |
1-Year Return |
2-Year Return |
3–5 Year Return |
1M – 3M |
8% |
13% |
16% |
3M – 5M |
9% |
14% |
18% |
5M – 7M |
10% |
14.5% |
20% |
7M – 10M |
11% |
15% |
22% |
Above 10M |
12% |
15% |
24% |
๐ Sample Projections
Amount Invested |
Period |
Annual Rate |
Total Profit |
Final Amount |
UGX 5,000,000 |
1 Year |
10% |
UGX 500,000 |
UGX 5,500,000 |
UGX 5,000,000 |
2 Years |
14.5% |
UGX 1,450,000 |
UGX 6,450,000 |
UGX 5,000,000 |
3 Years |
20% |
UGX 3,000,000 |
UGX 8,000,000 |
Earnings are paid annually. All investments receive signed agreements.
โ What You Receive as an Investor
- ๐น Signed Legal Investment Agreement
- ๐น Annual Profit Share Payments
- ๐น End-of-year Impact Reports (where your capital helped)
- ๐น Access to our Investor Desk
- ๐น Optional Reinvestment or Exit Options
- ๐น Invitation to Investor Stakeholder Events
๐ Why Choose AgroCapital?
- Social Impact – Help thousands access micro-loans and financial freedom.
- Attractive Returns – Better than banks, SACCOs, and many local bonds.
- Responsible Lending – We lend to vetted borrowers with repayment history.
- Transparent Reporting – You'll know where your money goes.
- Community-Based Growth – You support Ugandan lives while growing your own capital.
๐ฒ How to Get Started
- Submit the Investor Application online or at our nearest branch.
- We verify your identity and finalize your Investment Agreement.
- You fund your investment via Mobile Money or Bank Transfer.
- You begin earning annual profit share and join our growing investor family.
๐ Important Notes
- Your principal is returned in full at the end of the investment period.
- Profit is paid once per year based on agreed terms.
- Early withdrawal may attract a penalty or delay.
- All funds are used responsibly within our lending operations.
- Investment is governed by Ugandan law.
๐ Ready to Grow?
Become a partner in Uganda’s financial transformation.
๐ฅ Apply now or contact our investment team:
๐ง investors@agrocapitalug.com
๐ฑ WhatsApp: +256 766 528 239
๐ฑ WhatsApp: +1 608 600 0411
๐ข Or visit our nearest AgroCapital branch